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Interest rates

Effective October 16, 2017

All rates are subject to change without notice.

Learn more about buying a home with a VHFA loan, including how to start.

Advantage & MOVE MCC programs

Advantage and MOVE MCC products offer the same interest rates. Each VHFA program is subject to separate guidelines and eligibility requirements.


Interest rate



Conventional4.125%0 4.125%
Government (RD, VA, FHA)3.875%0 3.875%

*Vermont Housing Finance Agency (VHFA) does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with VHFA programs, including loan fees, the annual percentage rate (APR), repayment conditions, disclosures and any other materials which are required to be provided to the consumer is the responsibility of the Lender.