I want to buy a home
Thank you for your interest in Vermont Housing and Finance Agency (VHFA). VHFA provides affordable financing options for Vermonters to realize their dream of owning a home.
How VHFA helps Vermonters purchase homes:
- Creating low cost, affordable loan options that participating lenders provide to eligible borrowers. VHFA's MOVE program is used by lenders throughout the state of Vermont.
- Offering Government and Conventional loan products, to ensure Vermonters have as many financing options as possible.
Two important reminders about VHFA:
- VHFA does not lend money directly to homebuyers. We are a Housing Finance Agency, and our role is to provide programs that enable lenders to make affordable mortgage loans for Vermonters.
- Lenders accept and review applications, and determine if you are eligible for a VHFA loan. To begin the application process, contact a VHFA participating lender or submit an application to a participating lender. VHFA loan programs are only available through participating lenders.