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Interest rates


Note: Rates effective as of May 1, 2008. Rates will be posted each business day by 11 a.m. All rates subject to change without notice.

Rate information is also available 24 hours a day by calling 802.652.3426.

Certain restrictions apply to each interest rate. For more information, click on a program name below.

     

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Buying a home with
a VHFA loan


Program

 

Interest rates

 

Point

 

APR†


MOVE - Fixed rate

     

5.95%

     

2

     

6.13%

 

6.10%

 

1

 

6.19%

 

6.25%

 

0

 

6.25%


MOVE - Cash assistance fixed rate

 

6.75%

 

0

 

6.75%


Manufactured Housing - Fixed rate

 

7.95%

 

2

 

8.16%

 

8.10%

1

8.20%

 

8.25%

0

8.25%


HOUSE - Stepped rate

 

4.85% Year 1

 

1

 

6.18%

 

5.35% Year 2

 

5.85% Year 3

 

6.35% Years 4-30

 

 

 

5.00% Year 1

 

0

 

6.24%

 

5.50% Year 2

 

6.00% Year 3

 

6.50% Years 4-30


Limited Refinance Program - Fixed rate

 

8.35%

 

1

 

8.45%


†APR calculation only includes points

c. 2001-2007 vermont housing finance agency
opening doors to affordable housing - since 1974
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