Becoming a VHFA participating lender
Vermont Housing Finance Agency (VHFA) offers mortgage loan products to low- and moderate-income Vermonters through local mortgage lenders that have been accepted to participate in our programs.
To apply to VHFA to become a participating lender, download and print the VHFA Application for Lender Participation form (91 KB; PDF), complete it, and return it with all required attachments as explained on the form. To be considered, lenders must meet specific requirements as outlined on the first page of the application.
Lenders are considered for mortgage origination only. All lenders must sell VHFA loans servicing released, as directed by VHFA.
VHFA's primary source of mortgage funds is mortgage revenue bonds (MRBs). Therefore, the programs include certain restrictions and requirements, such as, income limits and purchase price limits, and first-time buyer requirements.
Qualifying requirements are those of Fannie Mae, FHA, VA or RD. Lenders must be approved to originate mortgage loans for at least one of these agencies.
VHFA Application for Lender Participation, 91 KB; PDF
