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Need rental housing?

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VHFA does not own or manage rental properties!

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VHFA provides FINANCING and TAX CREDITS to builders who develop subsidized rental housing in Vermont.

VHFA DOES NOT directly administer any assistance to consumers or accept applications for housing.

Learn more about renting in Vermont below, or ...

Search the Directory of Affordable Rental Housing (DoARH) where all subsidized housing in the state is listed


Frequently asked questions

  1. How do I apply for subsidized
    rental housing in my area?
  2. Where are there accessible
    apartments for people with
    disabilities?
  3. How do I apply for Section 8?
  4. I'm homeless. Is there a shelter in my area?
  5. What affordable rental housing is available in my area?
  6. I need help with my finances. What online tools exist?
  7. I need financial help. What state and federal benefits do I qualify to receive?
  8. Do I qualify for affordable rental housing?
  9. I'm having trouble paying my rent and might be evicted. Who do I call?
  10. Can you help me find a mobile home?
  11. I can't pay for my heat. Can someone help me?
  12. I live out of state and am moving to Vermont. How do I find affordable rental housing?
  13. I have a Section 8 and want to move to Vermont. How do I find an apartment?
  14. What are my rights as a tenant?
  15. I think I've been discriminated against in my housing. How do I file a complaint?
  16. Are there currently affordable rental housing vacancies in Vermont?
  17. How long is the rental housing waiting list?
  18. Are there any programs to help me buy a home?
  1. How do I apply for subsidized rental housing in my area?
    VHFA does not own or manage any multifamily rental housing. Each housing development VHFA finances has an independent owner and housing manager that accepts applications for housing and screens tenants.

    Each housing development may have its own application for housing.

    To find a specific subsidized apartment building located in Vermont, search the Directory of Affordable Rental Housing (DoARH) and contact the Rental Agent or Management Agent listed.

    If you're interested in a rental subsidy to use in any apartment, contact the local Public Housing Agency (PHA) or if there isn't one for that area, contact the Vermont State Housing Authority (VSHA).

    Contact information for local PHAs and VSHA is available at the Vermont Housing Data Web site.



  2. Where are there accessible apartments for people with disabilities?
    The Directory of Affordable Rental Housing (DoARH) is a searchable listing of all subsidized housing in Vermont. You can search specifically for wheelchair accessible units in an area.

    There is no statewide, comprehensive listing of accessible apartments that includes non-subsidized units.



  3. How do I apply for Section 8?
    Section 8, otherwise known as the Housing Choice Voucher program, is a rental subsidy that can be used in any decent, modest apartment. This rental assistance can be tenant-based, meaning it moves with a tenant from one qualified apartment to the next.

    VHFA does not administer the Section 8 program. We do not have applications for this program.

    To learn more, read about the Section 8 program on HUD's website.

    A list of Public Housing Agencies in Vermont that do administer this program is available at the Vermont Housing Data Web site.



  4. I'm homeless. Is there a shelter in my area?
    VHFA does not own or operate emergency shelters.

    Crisis Community Services provides help such as shelter and food through nonprofit, community organizations. Call 802.241.2454 or contact one of Vermont's local homeless shelters.



  5. What affordable rental housing is available in my area?
    The Directory of Affordable Rental Housing (DoARH) is an online listing of all subsidized affordable housing in Vermont. To apply for that housing, contact the Rental Agent or Management Agent listed at the DoARH.

    If you're interested in a rental subsidy to use in any apartment, contact the local Public Housing Agency (PHA). If there isn't one for that area, contact the Vermont State Housing Authority (VSHA). Contact information for local PHAs and VSHA is available at the Vermont Housing Data Web site.



  6. I need help with my finances. What online tools exist?
    There are many online tools and information that can help you become a more educated consumer. The links below can help you create a household budget, determine how much renter's insurance you need, file for unemployment, find affordable child care, set up a savings plan to buy a home, and much more.


  7. I need financial help. What state and federal benefits do I qualify to receive?
    There are two online resources that can help you understand what programs are available and if you qualify for each. The State of Vermont's Agency of Human Services has an easy-to-use tool called the Screen Door and the Federal government has several Vermont state and federal programs listed online.



  8. Do I qualify for affordable rental housing?
    Each affordable housing development financed by VHFA has unique rules regarding income limits and tenancy restrictions. Brief descriptions of the most common housing programs are available at the Vermont Housing Data Web site.

    Feel free to call the Rental Agent or Management Agent of the property you're interested in directly and ask them about their tenancy restrictions and income limits.



  9. I'm having trouble paying my rent and might be evicted. Who do I call?
    The Vermont Agency of Human Services (AHS) offers intervention to help prevent eviction and to assist homeless individuals and families in finding permanent housing. Services include tenant education and counseling, tenant/landlord advocacy, promotion of the need for affordable and/or emergency housing, and information about possible homeownership opportunities. For more information on who to contact locally, consult a list of providers at the AHS Web site.



  10. Can you help me find a mobile home?
    The Vermont Housing Data Web site maintains a listing of all nonprofit and cooperatively-owned mobile home parks in Vermont. For vacancy information, contact the management agent of the park you're interested in directly.



  11. I can't pay for my heat. Can someone help me?
    You might be eligible for assistance through the Crisis Fuel program if you're in a heating crisis. You're considered to be in crisis if you:
    • Have no fuel;
    • Are very close to running out of fuel; or
    • Have received a disconnection notice from your electric company, and electricity is required to run your heating system or you have electric heat

    Contact your local Community Action Agency
    for help. Crisis assistance is available at night, on the weekends, and during holidays.



  12. I live out of state and am moving to Vermont. How do I find affordable rental housing?
    If you know the area you're moving to, you can search the Directory of Affordable Rental Housing (DoARH) for subsidized apartments in that region. To apply to a specific housing development, you must request an application directly from that development's Rental Agent or Management Agent.



  13. I have a Section 8 and want to move to Vermont. How do I find an apartment?
    Sometimes households with Section 8 Housing Choice Vouchers can move to other states or areas and maintain their rental assistance. The best way to do this is to contact the Public Housing Authority that currently administers your voucher and ask them for assistance in moving to Vermont. They will help you through the process.



  14. What are my rights as a tenant?
    All VHFA housing must comply with all applicable federal and state Fair Housing laws.

    The Champlain Valley Office of Economic Opportunity runs a statewide program called Vermont Tenants Inc. On their Web site is a Renting in Vermont handbook that explains all the rights of tenants and landlords. There are other resources available online to help tenants and landlords understand their responsibilities under federal and state laws.



  15. I think I've been discriminated against in my housing. How do I file a complaint?
    All VHFA housing must comply with all applicable federal and state Fair Housing laws.

    The Champlain Valley Office of Economic Opportunity runs a statewide program called the Fair Housing Project. Go online to learn how to file a complaint or to learn more about fair housing rights.



  16. Are there currently affordable rental housing vacancies in Vermont?
    The Directory of Affordable Rental Housing (DoARH) includes a voluntary listing of all vacant units in the subsidized housing listed. Housing managers are allowed to update the Web site with unit vacancy information and that information can be viewed by all visitors to the site.

    Do not assume these are the only vacant units in subsidized housing in Vermont!

    There might be more vacant units that have not been posted to the Web site, so it is best to call the Rental Agent or Management Agent for each specific property you're interested in.



  17. How long is the rental housing waiting list?
    Each housing development in Vermont is managed independently. Therefore, the wait lists for each housing project are managed separately.

    Not every rental housing development has a waiting list. You must contact each Rental Agent or Management Agent individually to determine if there is a waiting list and how long it is. They can also tell you if the waiting list is "open," meaning it is accepting new applicants.

    There are separate waiting lists for tenant-based rental assistance programs such as the Section 8 Housing Choice Voucher program. To find out if the waiting list for that assistance is available — and how long the waiting list is — contact the local Public Housing Agency (PHA). If there isn't a PHA for your area, contact the Vermont State Housing Authority (VSHA). Contact information for local PHAs and VSHA is available at the Vermont Housing Data Web site.



  18. Are there any programs to help me buy a home?
    VHFA has several programs to help renters become first-time homebuyers.

    Start with "Buying a home with a VHFA loan."
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