-A A +A

Mortgage program options

Down payment and closing cost assistance loan:
  • Up to $5,000 to use toward down payment and/or closing costs
  • 0% interest with no monthly payments

Only available with a VHFA first mortgage. Available to first-time homebuyers who have never owned a home with liquid assets less then $30,000 (non-retirement assets). Loan is repaid when you sell your home, refinance or pay your mortgage in full.