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Mortgage program options

ASSIST - Down Payment and Closing Cost Assistance
ASSIST is a no-cost loan to help first-time homebuyers!
  • Up to $5,000 to use toward down payment and/or closing costs
  • 0% interest with no monthly payments
  • ASSIST loan is repaid when you sell, refinance or pay your mortgage in full

Available to first-time homebuyers who have never owned a home. Borrowers combined savings and non-retirement assets must not be more than $30,000. Only available with VHFA Advantage, Move, and Move MCC. Income and Purchase Price Limits apply. Pre-purchase homebuyer education and counseling required prior to closing. Additional eligibility requirements apply.