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Interest rates

Contact a VHFA Participating Lender to learn more about buying a home with a VHFA program.

Effective July 2, 2020

Program Government ​RD, VA, FHA Conventional ​Freddie Mac Conventional ​Fannie Mae
Base Loan Rate
with VHFA ASSIST
3.000%
3.250%
3.250%
3.500%
3.250%
3.500%
Base Loan Rate
with VHFA ASSIST
2.875%
3.125%
3.250%
3.500%
3.250%
3.500%
Base Loan Rate
with VHFA ASSIST
2.875%
3.125%
3.250%
3.500%
3.250%
3.500%