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Interest rates

All rates are subject to change without notice.  Each VHFA program is subject to separate guidelines and eligibility requirements.

Learn more about buying a home with a VHFA loan, including how to start.

Effective August 23, 2019

MOVE Conventional
Product Interest rate* Points APR*
MOVE Conventional 3.875% 0 3.875%
MOVE Government (RD, VA, FHA) 3.750% 0 3.750%
Advantage Conventional & MOVE MCC Conventional
Product Interest rate* Points APR*
Conventional 4.000% 0 4.000%
Government (RD, VA, FHA) 4.000% 0 4.000%

Advantage and MOVE MCC programs offer the same interest rates.

*Vermont Housing Finance Agency (VHFA) does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with VHFA programs, including loan fees, the annual percentage rate (APR), repayment conditions, disclosures and any other materials which are required to be provided to the consumer is the responsibility of the Lender. Rates displayed are for informational purposes only and do not represent any interest rate lock, confirmation or guarantee. Rates are subject to change, any rate lock, rate lock guarantee or rate lock confirmation is the responsibility of the Lender.