Interest rates

Contact a VHFA Participating Lender to learn more about buying a home with a VHFA program.

Effective December 4, 2020

Program Government ​RD, VA, FHA Conventional ​Freddie Mac Conventional ​Fannie Mae
Base Loan Rate
with VHFA ASSIST
2.500%
2.500%
2.750%
2.750%
2.750%
2.750%
Base Loan Rate
with VHFA ASSIST
2.750%
3.000%
3.000%
3.250%
3.000%
3.250%
Base Loan Rate
with VHFA ASSIST
2.750%
3.000%
3.000%
3.250%
3.000%
3.250%