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Interest rates

Effective January 16, 2020

MOVE
Program Interest rate* Points APR*
Conventional 3.625% 0 3.625%
Conventional with Down Payment Assistance 3.875% 0 3.875%
Government (RD, VA, FHA) 3.500% 0 3.500%
Government (RD, VA, FHA) with Down Payment Assistance 3.750% 0 3.750%
Advantage & MOVE MCC
Program Interest rate* Points APR*
Conventional 4.000% 0 4.000%
Conventional with Down Payment Assistance 4.250% 0 4.250%
Government (RD, VA, FHA) 3.750% 0 3.750%
Government (RD, VA, FHA) with Down Payment Assistance 4.000% 0 4.000%

All rates are subject to change without notice. Each VHFA program has separate guidelines and eligibility requirements.

*Vermont Housing Finance Agency (VHFA) does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with VHFA programs, including loan fees, the annual percentage rate (APR), repayment conditions, disclosures and any other materials which are required to be provided to the consumer is the responsibility of the Lender. Rates displayed are for informational purposes only and do not represent any interest rate lock, confirmation or guarantee. Rates are subject to change, any rate lock, rate lock guarantee or rate lock confirmation is the responsibility of the Lender.