Interest rates

Contact a VHFA Participating Lender to learn more about buying a home with a VHFA program.

Effective May 14, 2021

Program FHA, RD, VA Fannie Mae Freddie Mac
MOVE
MOVE w/ ASSIST 		3.000%
3.000% 		3.125%
3.125% 		3.125%
3.125%
MOVE MCC
MOVE MCC w/ ASSIST 		3.000%
3.250% 		3.500%
3.625% 		3.500%
3.750%
Advantage
Advantage w/ ASSIST 		3.000%
3.250% 		3.500%
3.625% 		3.500%
3.750%

Rates are subject to change without notice. Vermont Housing Finance Agency (VHFA) does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The terms of any mortgage finance transactions conducted in connection with VHFA programs, including loan fees, the annual percentage rate (APR), repayment conditions, disclosures and any other materials which are required to be provided to the consumer is the responsibility of the Lender. Each VHFA program is subject to separate requirements and eligibility criteria. Rates displayed are for informational purposes only and do not represent any interest rate lock, confirmation or guarantee. Any rate lock, rate lock guarantee or rate lock confirmation is the responsibility of the Lender. Please contact a participating Lender for more information on available rates and program requirements.

The Vermont COVID Emergency Mortgage Assistance Program re-opened May 3, 2021. Click here to apply and read more. For emergency rental assistance, please contact Vermont State Housing Authority.