Homeowner Assistance Fund

The American Rescue Plan Act provides up to $50 million for Vermont to provide relief for homeowners experiencing financial hardship after January 21, 2020.  Later this year, VHFA will begin administering programs with these funds to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement. 

On June 30, 2021, VHFA released a draft program description and program income limits. To share suggestions about these materials, please email HomeownerAssistance@vhfa.org by July 9, 2021. 

After further guidance is provided by the U.S. Treasury, VHFA plans to release a draft Homeowner Assistance Fund plan and collect public comments on the plan. The plan (or a date by which the plan will be submitted) is due to Treasury by July 31, 2021. The plan must be based on a data-driven assessment of homeowner needs and engagement with organizations representing eligible homeowners. 

To collect feedback about homeowner needs and ways to best meet these needs, VHFA conducted a series of public meetings:   

A 4th public meeting will likely be held in July to review the draft Homeowner Assistance Fund plan. To share suggestions or ask questions, please email HomeownerAssistance@vhfa.org or participate in a public meeting.

On June 30, 2021 VHFA stopped accepting applications for the Vermont COVID Emergency Mortgage Assistance Program due to limited federal funds made available through the CARES Act.



The Vermont COVID Emergency Mortgage Assistance Program is no longer accepting applications. For emergency rental assistance, please contact Vermont State Housing Authority.