Homeowner Assistance Fund

The American Rescue Plan Act provides up to $50 million for Vermont to provide relief for homeowners experiencing financial hardship after January 21, 2020.  Later this year, VHFA will begin administering programs with these funds to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement. 

During the next few months, VHFA will be developing a plan for the use of HAF funding in Vermont to submit to the U.S. Department of the Treasury. This plan must be based on a data-driven assessment of homeowner needs and engagement with organizations representing eligible homeowners. 

To collect feedback about homeowner needs and ways to best meet these needs, VHFA is conducting a series of public meetings via Zoom.  

A 4th public meeting will likely be held in July to review the draft HAF plan. To share your suggestions or ask questions, please email HomeownerAssistance@vhfa.org or participate in one of the public meetings. 

For homeowners currently having trouble with back mortgage payments or property taxes, the Vermont COVID Emergency Mortgage Assistance Program is currently accepting applications. Administered by VHFA, the program is open to all eligible homeowners regardless of loan servicer. Homeowners with pandemic-related hardship and back mortgage payments or property taxes can learn more and apply at www.vhfa.org/map or by calling (888) 714-2260.




The Vermont COVID Emergency Mortgage Assistance Program re-opened May 3, 2021. Click here to apply and read more. For emergency rental assistance, please contact Vermont State Housing Authority.