Publications

Reports: Income loss drives today's foreclosures

Three reports from the Center for Community Capital conclude that job and income losses are driving today's foreclosures, and suggest solutions.

The first wave of foreclosures were mostly the result of bad mortgage products and policy, according to the Center. Since the first quarter of 2009, however, the driving factors have been the loss of jobs and income.

Report: Renters face record high affordability problems

The recent recession pushed the number of renters who pay more than half their income for housing to record levels, according to a report released today by the Harvard Joint Center for Housing Studies (JCHS).

Photos: Housing report release event

Some photos from this morning's press event to release the 2011 edition of "Between a Rock and a Hard Place: Housing and Wages in Vermont."

We held the event in the Statehouse's Cedar Creek Room, with about 50 people attending.

You can download a press release about the event (PDF).

VHCB's Gus Seelig

Report: Housing affordability gap grows

housing/wages report
VHFA released its "Between a Rock and a Hard Place: Housing and Wages in Vermont" report this morning at a press event in Montpelier's Statehouse.

This 2011 update is the 10th edition of the annual report first published in 2002.

Save the date: Housing/wages report release event

VHFA will release the 2011 update of "Between a Rock and a Hard Place: Housing and Wages in Vermont" at a press event Thursday, April 21 at 12 noon, in the Statehouse's Cedar Creek Room.

Report: Frequent moves adversely affect children

A report released today by the Center for Housing Policy shows involuntary, unplanned and frequent moves — such as those caused by eviction or foreclosure — can have negative impact on children and family welfare.

MacArthur-funded housing reports published

Vermont Housing & Conservation Board (VHCB) has published two new reports to help affordable housing in Vermont.

Authors and contributors to "A Roadmap for Housing Energy Affordability" (34.6 MB; PDF) and a "Mechanical System Mechanization Guide" (5.3 MB; PDF) presented the reports at a workshop event held yesterday by VHCB and Vermont Green at Vermont College.

HUD publishes Burlington area housing market profile

The U.S. Department of Housing & Urban Development (HUD) has published its Housing Market Profile for Q4 2010 for the Burlington/South Burlington area.

Some highlights:

Report: Housing affordability down for workers

reportA new report by the Center for Housing Policy (CHP) says housing affordability has significantly decreased for working owners and renters.

The annual report, "Housing Landscape 2011," looks at housing affordability trends for working households between 2008 and 2009 focusing on the effects of employment, income and housing costs.

Report: Homebuyers default less often with local lenders

"Location, location, location" has long been held as a primary factor in real estate sales. Turns out the same might be said for successful home loans.

New research from Ohio State University reveals low-income homeowners who get their mortgages from a local lender — within 10 miles of their new home — were less likely to default on their loan than borrowers who go with more distant lending institutions.

The rule seems to apply even when comparing identical loan products at the same interest rate.

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