Pre-disaster planning tools

After Tropical Storm Irene, there has been a lot of talk about how Vermont communities can take the lessons learned in the aftermath and plan better for future possible disasters.

Home lending in Vermont compared to New England

A recent study looking at the six New England states’ home lending activity between 2006 to 2010 shows Vermont compared to neighboring states. Some highlights are:

Housing affordability worsens for renters

Despite reports of lower housing prices associated with the recent economic recession, housing affordability has continued to worsen, particularly for the nation’s working and lower income renters, according to several reports released

Baby boomers and the echo generation will shape U.S. housing markets for decades

Aging baby boomers will change the housing market in ways that have never been experienced before, according to a new report on demographic effects on U.S. housing markets from the Bipartisan Policy Center.    

Tune in tonight to learn about VHFA's Burlington housing study

Unemployment is most common cause of homelessness

An annual survey of municipal officials in 29 large U.S. cities found unemployment at the top of the list of homelessness causes, according to  a recent report from the The U.S. Conference of Mayors’ Task Force on Hunger and Homelessness.  Respondents were asked to provide information on emergency food assistance and homeless services provided between September 1, 2010 and August 31, 2011.

Hefty down payment requirements may block creditworthy home buyers

According to a recent study, requiring down payments of at least ten percent is less likely to prevent a mortgage from defaulting than other measures, such as requiring borrower income documentation and prohibiting hybrid adjustable-rate mortgages with “teaser payments”.   

Researchers at the University of North Carolina’s Center for Responsible Lending used national level data to examine the effect of various requirements on borrowers’ access to mortgage credit and on the number of defaults they would be likely to prevent.   

Designing the future of Burlington's downtown areas

If you're walking down Church Street in Burlington this week and want to help shape the future of the city's downtown areas, stop by the PlanBTV design charrette underway in the former Ann Taylor store space at 1 Church Street.   

VHFA's 2011 Annual Report available online

Between July 2010 and June  2011, VH FA issued more than $3 billion in bonds to finance housing for low and moderate-income Vermont home buyers and renters, overhauled its Housing Data website, and increased the financing it provided for multifamily projects.

New report summarizes global impacts of climate change on housing

Are you wondering about how climate change will impact the world's housing needs?   A recent report entitled, Adapting to Climate Change: Cities and the Urban Poor, by the International Housing Coalition, brings a wealth of information together about the effects of rising sea levels, increased temperatures, increased storm  activity, and other climate change dynamics on housing world-wide. 


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