Homebuyers

VHFA Homeownership staff continue to be readily available to support lending partners and provide information to potential homebuyers.  There will be no disruption to daily operations or web access. Vermonters preparing to buy a home with VHFA financing should continue to work with their participating lender, who can best advise them on navigating the approval process.

Current homeowners

If you are a current homeowner with a VHFA mortgage, we encourage you to contact your servicer with any questions about payments during this time. If you are having trouble paying your mortgage during this time, VHFA has a list of resources that you can contact for support. 

If you are experiencing hardship due to COVID-19 (unemployment, reduction in hours, individual or family illness), you may be eligible for some protections. Contact your servicer to discuss if you are eligible for loan forbearance, loan modification, suspension of credit reporting, suspension of foreclosure actions and/or waiver of any penalties or late fees. 

For property managers and owners

Need rental housing? See these frequently asked questions and ​contact Vermont 211, a 24-hour hotline for help obtaining emergency housing , shelter and other resources and services.

More resources​ 

• Vermont Department for Housing and Community Development
• Vermont State Housing Authority
• Vermont Department of Health
• Consumer Financial Protection Bureau: "Help for Renters"
• U.S. Department of Housing & Urban Development (HUD)
• USDA Rural Development (RD): Guidance for Multifamily Housing Partners
• The federal Centers for Disease Control and Prevention (CDC)  
• The Institute of Real Estate Management (IREM).
• Novogradac 

• Centers for Disease Control: Resources to support people experiencing homelessness
• National Low Income Housing Coalition: Coronavirus and Housing/Homelessness
• HUD: Public and Indian Housing COVID-19 resources
• National Housing Conference: Coronavirus resources
• Consumer Financial Protection Bureau: Protecting your finances during the Coronavirus Pandemic
• USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 (4/15/20)
• National Council of Housing Agencies COVID-19 Resources and Updates
• Federal Housing Finance Agency Mortgage Help for Homeowners Impacted by Coronavirus