Homebuyers
VHFA Homeownership staff continue to be readily available to support lending partners and provide information to potential homebuyers. There will be no disruption to daily operations or web access. Vermonters preparing to buy a home with VHFA financing should continue to work with their participating lender, who can best advise them on navigating the approval process.
Current homeowners
If you are a current homeowner with a VHFA mortgage, we encourage you to contact your servicer with any questions about payments during this time. If you are having trouble paying your mortgage during this time, VHFA has a list of resources that you can contact for support.
If you are experiencing hardship due to COVID-19 (unemployment, reduction in hours, individual or family illness), you may be eligible for some protections. Contact your servicer to discuss if you are eligible for loan forbearance, loan modification, suspension of credit reporting, suspension of foreclosure actions and/or waiver of any penalties or late fees.