The program is available to any Vermont homeowner who meets the eligibility criteria and is not just for VHFA mortgage borrowers. It is open to Vermont homeowners for expenses related to their primary home, who meet income limits, and who are behind on their bills due to a financial hardship associated with the coronavirus pandemic after January 21, 2020.
“Since the VHAP funding is provided as a one-time-only grant, we highly encourage homeowners to talk with a local HUD-approved housing counselor prior to applying,” remarked Eric Hoffman, VHFA’s Manager of Business Development, who previously worked as a foreclosure intervention counselor. “Their free counseling services can help applicants make sure they are taking advantage of all the loss-mitigation tools that may be available to them.”
More information and application materials are available at vermonthap.vhfa.org. The website is available in several languages and includes information about how applicants can access additional translation and application assistance. A Vermont Homeowner Assistance Program information hotline is open 8 am – 5 pm, Monday through Friday, at 833-221-4208.
The VT Homeowner Assistance Program is being supported, in whole or in part, by federal award number HAFP-0040 awarded to the State of Vermont by the US Department of the Treasury.