Eligibility requirements apply.
MOVE
MOVE MCC
ADVANTAGE
Income limits and first-time homebuyer status applies to borrowers and non-borrowing spouses. For MOVE and MOVE MCC, borrowers and non-borrowing spouses must have not owned a home within last 3 years if purchasing in Addison, Bennington, Chittenden, Grand Isle, or Windsor county. Minimum credit score of 640-680 is required. Other credit and property eligibility requirements apply. At least one borrower must complete homebuyer education from an approved provider. Contact a VHFA Participating Lender to learn if you qualify and to apply!
Available exclusively with a VHFA Loan Program (MOVE, MOVE MCC, ADVANTAGE). Borrowers and non-borrowing spouses must meet eligibility requirements for selected VHFA Loan Program. Other credit and property eligibility requirements apply. Contact a VHFA Participating Lender to learn if you qualify and to apply!
Available exclusively with a VHFA Loan Program (MOVE, MOVE MCC, ADVANTAGE). Borrowers and non-borrowing spouses must meet eligibility requirements for selected VHFA Loan Program. In addition, borrowers and non-borrowing spouses must be true first time homebuyers with less than $30,000 combined liquid assets, and at least one person taking title must: (1) have been placed in foster care at some point in their life, or (2) have parents or legal guardians who never owned a home, or (3) have parents who lost their home due to foreclosure and have not owned again. Other credit and property eligibility requirements apply. Grants are available while funds last on a first-come, first-served basis. Contact a VHFA Participating Lender to learn if you qualify and to apply!
Eligible borrowers automatically receive an MCC when using VHFA MOVE MCC, or can attach an MCC to any non-VHFA loan that a participating lender offers. Other credit and property eligibility requirements apply. Contact a VHFA Participating Lender to learn if you qualify and to apply!
There are no scheduled homebuying events at this time. You may view a previously recorded Homebuying 101 webinar on YouTube.