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Vermont Housing Finance Agency
VHFA.org - Vermont Housing Finance Agency
Affordable Homes for a Sustainable Vermont
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Featured Rates:
Conventional = 3.125%
Government = 3.000%

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Prospective Homebuyers

  • How do I start?
  • VHFA mortgage programs
  • VHFA participating lenders
  • Interest rates
  • Income & purchase price limits
  • Homebuyer education & counseling
  • Other special programs
  • Federal Recapture Tax
  • Frequently asked questions
  • VHFA properties for sale
    • Properties scheduled for public sale
Questions?
Contact our
Homeownership
Department

VHFA participating lenders

Ready to get started? VHFA programs are offered exclusively through participating lenders located throughout Vermont.  Click on a lender below for a list of loan originators or search by county.

Union Bank*
Academy Mortgage*
Vermont Federal Credit Union*
People's United Bank*
Fairway Mortgage*
New England Federal Credit Union*
Benchmark Mortgage
Brattleboro Savings and Loan
CMG Financial
Draper and Kramer Mortgage Corporation
Heritage Family Credit Union
Movement Mortgage
National Bank of Middlebury
Northfield Savings Bank
PrimeLending
Opportunities Credit Union


*VHFA Top Performing Lender

The Vermont COVID Emergency Mortgage Assistance Program re-opened May 3, 2021. Click here to apply and read more. For emergency rental assistance, please contact Vermont State Housing Authority.

Email: home@vhfa.org
Phone: 802-864-5743
Toll-free in Vermont: 800-339-5866
Fax: 802-864-8081

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© 2001-2021 Vermont Housing Finance Agency
164 Saint Paul Street
P.O. Box 408
Burlington, VT 05402-0408 USA

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