The VHAP program portal will close to new applicants on 6/12/23. All applications must be completed and submitted on vermonthap.vhfa.org.

Contact a VHFA Participating Lender!

All VHFA programs are available through our participating lenders. Click below to contact a loan officer for questions about eligibility and how to get started!

Union Bank*
Academy Mortgage*
Vermont Federal Credit Union*
Fairway Mortgage*
M&T Bank*
Brattleboro Savings and Loan
CMG Financial
Draper and Kramer Mortgage Corporation
First National Bank of Orwell
Heritage Family Credit Union
Homebridge Financial Services
Movement Mortgage
National Bank of Middlebury
New England Federal Credit Union
Northfield Savings Bank
Opportunities Credit Union
Peoples Trust Company
PrimeLending
Vermont Mortgage Company
Spruce Mortgage



*VHFA Top Performing Lender