The combined gross annual income for all borrowers and non-borrowing spouses must be below the income limits listed below. To help you estimate whether your household is below the applicable VHFA income limit, please click here for a worksheet.

As of March 1, 2022

MOVE Limits (RD, VA, FHA)

Area Income Limits 1-2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $84,000 $95,000 $300,000 $350,000
Caledonia, Chittenden, Essex, Grand Isle, Lamoille, Orange, Orleans, Rutland, Windham $90,000 $98,000 $300,000 $350,000
Franklin, Washington, Burlington Census Tract area 4 & 10* $95,000 $110,000 $300,000 $350,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/

MOVE Limits (Fannie Mae or Freddie Mac)

Area Income limits Purchase Price 1 Unit Purchase Price 2 Unit
Addison $66,960 $300,000 $350,000
Bennington, Caledonia, Essex, Lamoille, Orange, Orleans, Rutland, Windham, Windsor $63,040 $300,000 $350,000
Chittenden, Franklin, Grand Isle $76,720 $300,000 $350,000
Washington $65,760 $300,000 $350,000

MOVE MCC Limits

Area Income Limits 1-2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $84,000 $95,000 $300,000 $350,000
Caledonia, Chittenden, Essex, Grand Isle, Lamoille, Orange, Orleans, Rutland, Windham $90,000 $98,000 $300,000 $350,000
Franklin, Washington, Burlington Census Tract area 4 & 10* $95,000 $110,000 $300,000 $350,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/

Advantage Limits

Area Income Limits 1-2 Persons Income Limits 3+ Persons Purchase Price 1-2 Unit
All Vermont Counties $100,000 $125,000 $350,000

Standalone MCC Limits

Area Income Limits 1-2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $84,000 $95,000 $300,000 $350,000
Caledonia, Chittenden, Essex, Grand Isle, Lamoille, Orange, Orleans, Rutland, Windham $90,000 $98,000 $300,000 $350,000
Franklin, Washington, Burlington Census Tract area 4 & 10* $95,000 $110,000 $300,000 $350,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/