Welcome to Homeownership

Looking for an Affordable Mortgage?

VHFA provides affordable mortgage loan programs for eligible VT homebuyers. All VHFA programs are offered exclusively through local VHFA participating lenders. 

Contact a VHFA Participating Lender.

The first step is to contact a VHFA participating lender. For contact information, please visit our participating lender webpage and select a local VHFA participating bank, credit union or mortgage company.

Attend our Homebuyer Webinar!   

VHFA hosts monthly webinars to help homebuyers learn about the homebuying process and how VHFA can help. We often have guest lenders and realtors to help explain the process in detail and answer your questions. Sign up for one of our upcoming live webinars:

Curious About How VHFA Works? 


The Vermont COVID Emergency Mortgage Assistance Program re-opened May 3, 2021. Click here to apply and read more. For emergency rental assistance, please contact Vermont State Housing Authority.