Interested in VHFA?

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VHFA provides helpful mortgage loan programs for eligible VT homebuyers. All VHFA programs are offered exclusively through local VHFA participating lenders. VHFA benefits include:

• Up to $15,000 down payment and closing assistance with VHFA ASSIST
• Up to $825 savings on Vermont Property Transfer Tax at closing
• Annual Federal tax credit when using the Mortgage Credit Certificate (MCC) 

Contact a VHFA Participating Lender!

The first step is to contact a VHFA participating lender and ask about VHFA programs. Please visit our participating lender webpage, select a lender, then choose a loan originator to contact. Your loan originator will help you understand:

• The mortgage application process
• About how much you can afford to borrow
• Estimated down payment, closing costs and monthly payment
• Eligibility for VHFA programs including down payment and closing cost assistance.

Want more information? Attend our Webinars and Seminars!   

Seminars:

Thursday, February 9th from 5:30 pm - 8:30 pm. Pizza 44, 703 Pine St., Burlington, VT.

Thursday, February 16th from 3 pm - 5pm. Bennington Elks Lodge, 125 Washington Ave., Bennington, VT.

Webinars:

Wednesday, February 22nd at 11 am or 7 pm. Choose the time which works best for you!

Can't join us for a live webinar? You may view a previously recorded webinar at your leisure.

Not ready to meet with a lender?

Need help improving credit or increasing savings? Want more information about the homebuying process and other special programs? Contact a VT NeighborWorks Homeownership Center nearest you and sign up for homebuyer education! Homebuyer education classes can help you understand:

• Mortgage loan requirements (credit, savings, income, etc.)
• How to build or rebuild you credit, savings and affordability 
• What look out for in the home buying process
• Special homebuyer programs to help you 
• Where to get started

Go to our Homebuyer Education & Counseling Page for more information.

Curious About How VHFA Works?