Important Messages

Rates as low as:
4.250% APR

Our rates vary by program and change daily so check back frequently.

View Rates


On Monday, April 16 the Vermont Housing Finance Agency (VHFA) Board of Commissioners committed federal Housing Tax Credits and Vermont Affordable Housing Credits to construct and renovate apartments for low-income Vermonters over the next several... Read More
VHFA had a great 2017! VHFA financed $76 million in home mortgages to help 483 households move into affordable homes. VHFA’s programs saved homebuyers an average of $5560 through the ASSIST down payment assistance program and other closing cost... Read More
If you own a home please join Champlain Housing Trust for this educational Homeowner University.  Learn how to maximize your biggest investment, your home.  Learn how to maintain, manage and protect your home and how to plan and pay for improvements... Read More
Attention lenders and affordable housing developers: The 2018 AHP is coming! The Federal Home Loan Bank (FHLB) of Boston’s Affordable Housing Program 2018 funding application period opens on Monday, June 11, four weeks earlier than usual. The... Read More
Please join VHFA in celebrating Fair Housing Month this April. This year is special as we mark the 50th anniversary of the passage of the federal Fair Housing Act. On April 11, 1968, President Lyndon Johnson signed the Civil Rights Act of 1968,... Read More
Last week the Vermont House approved H. 922 which includes provisions from an earlier bill (H.766) that expands VHFA’s Down Payment Assistance Program. The bill is now passed over to the Senate and earlier this week was read and referred to the... Read More