Loan Programs

Loans on multifamily housing projects are made directly by VHFA to community-based or statewide nonprofit agencies or organizations and private for-profit developers who are committed to creating and preserving housing for low- and moderate-income Vermonters.


Acquisition, rehabilitation, construction and construction/permanent loans from VHFA are primarily made in conjunction with the allocation of federal housing tax credits. Most projects are funded through the issuance of tax-exempt bonds but also require public or private funding sources.


For more information on development loans, please contact Development staff at (802) 864-5743.


The Vermont COVID Emergency Mortgage Assistance Program re-opened May 3, 2021. Click here to apply and read more. For emergency rental assistance, please contact Vermont State Housing Authority.