Whether it is loss of work, health issues or a life event, many Vermonters run into issues paying their mortgage at some point during the life of their loan. There may be options available that can help you keep your home or help you move to the next stage of life. This short video explains loss mitigation and other options that may help.
Read more about how to proceed if you are having trouble paying your VHFA loan. If your mortgage is not through VHFA, review these steps to help you get started taking action.
If you experienced a COVID-related hardship and are having trouble paying your mortgage and related expenses, you may be eligible for the Vermont Homeowner Assistance Program. In addition to mortgage payments, this program helps eligible homeowners with overdue property taxes, association fees and utility bills.