Eligibility requirements apply.
MOVE
MOVE MCC
ADVANTAGE
Income limits and first-time homebuyer status applies to borrowers and non-borrowing spouses. For MOVE and MOVE MCC, borrowers and non-borrowing spouses must have not owned a home within last 3 years if purchasing in Addison, Bennington, Chittenden, Grand Isle, or Windsor county. Minimum credit score of 640-680 is required. Other credit and property eligibility requirements apply. At least one borrower must complete homebuyer education from an approved provider. Contact a VHFA Participating Lender for more information and to learn if you qualify.
Available only when using a VHFA Loan Program. Borrowers and non-borrowing spouses must meet eligibility requirements for selected VHFA program (MOVE, MOVE MCC, ADVANTAGE). Other credit and property eligibility requirements apply. Contact a VHFA Participating Lender for more information and to learn if you qualify.
Available only when using a VHFA Loan Program. Borrowers and non-borrowing spouses must meet eligibility requirements for selected VHFA program (MOVE, MOVE MCC, ADVANTAGE) and VHFA ASSIST. In addition at least one person taking title must be a true first-time homebuyer, and: (1) have been placed in foster care at some time in their life, or (2) have parents or legal guardians who never owned a home, or (3) have parents or legal guardians who lost their home due to foreclosure. Other credit and property eligibility requirements apply. Contact a VHFA Participating Lender for more information and to learn if you qualify. Grants available on a first-come, first-served basis while funding lasts.
Eligible borrowers automatically receive an MCC when using VHFA MOVE MCC, or can attach an MCC to any non-VHFA loan that a participating lender offers. Other credit and property eligibility requirements apply. Contact a VHFA Participating Lender for more information and to learn if you qualify.
There are no scheduled homebuying events at this time. You may view a previously recorded Homebuying 101 webinar on YouTube.