Middle-Income Homeownership Development Program Homes for Sale

The homes listed below are currently being marketed by housing developers who received financing through the State of Vermont’s Middle-Income Homeownership Development Program (MIHDP) administered by the Vermont Housing Finance Agency (VHFA). The developers listing these homes for sale have agreed to use a portion of the program funds to provide 0% deferred loans to qualified buyers in amounts not to exceed what is listed below. Interested buyers must apply for these funds through the developer/seller of the home. VHFA does not offer any direct financing to homebuyers through this program.

The information provided on this site is for informational purposes only and is subject to change without notice.

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Project: Stonecrop Meadows

53 Stonecrop Road
Middlebury, VT

Purchase Price: $525,000
Shared Equity: No
MIHDP Affordability Subsidy: $95,000
Area Median Income Target: 150%
Program Income Limit: $165,900
Seller: Summit Properties

Project: Bay Ridge

24 Margarets Way
Shelburne, VT

Purchase Price: $485,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $75,799
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $171,400
Seller: Champlain Housing Trust

50 Margarets Way
Shelburne, VT

Purchase Price: $485,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $75,799
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $130,400
Seller: Champlain Housing Trust

54 Margarets Way
Shelburne, VT

Purchase Price: $475,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $82,767
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $130,400
Seller: Champlain Housing Trust

60 Margarets Way
Shelburne, VT

Purchase Price: $475,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $82,767
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $130,400
Seller: Champlain Housing Trust

64 Margarets Way
Shelburne, VT

Purchase Price: $485,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $75,799
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $130,400
Seller: Champlain Housing Trust

69 Margarets Way
Shelburne, VT

Purchase Price: $485,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $33,381
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $130,400
Seller: Champlain Housing Trust

81 Margarets Way
Shelburne, VT

Purchase Price: $485,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $33,381
State Tax Credit Homebuyer Subsidy: $27,786
Area Median Income Target: 100%
Program Income Limit: $130,400
Seller: Champlain Housing Trust

Project: Safford Commons II

99 Safford Commons Way Unit 4
Woodstock, VT

Purchase Price: $395,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $135,000
Area Median Income Target: 120%
Program Income Limit: $120,600
Seller: Twin Pines Housing Trust

99 Safford Commons Way Unit 5
Woodstock, VT

Purchase Price: $395,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $135,000
Area Median Income Target: 120%
Program Income Limit: $120,600
Seller: Twin Pines Housing Trust

111 Safford Commons Way Unit 5
Woodstock, VT

Purchase Price: $395,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $135,000
Area Median Income Target: 120%
Program Income Limit: $120,600
Seller: Twin Pines Housing Trust

111 Safford Commons Way Unit 6
Woodstock, VT

Purchase Price: $395,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $135,000
Area Median Income Target: 120%
Program Income Limit: $120,600
Seller: Twin Pines Housing Trust

Project: Temple and Manhattan

70 Temple Street
Burlington, VT

Purchase Price: $409,750
Shared Equity: Yes
MIHDP Affordability Subsidy: $25,000
State Tax Credit Homebuyer Subsidy: $30,000
Area Median Income Target: 80%
Program Income Limit: $95,120
Seller: Champlain Housing Trust

72 Temple Street
Burlington, VT

Purchase Price: $409,750
Shared Equity: Yes
MIHDP Affordability Subsidy: $25,000
State Tax Credit Homebuyer Subsidy: $30,000
Area Median Income Target: 80%
Program Income Limit: $95,120
Seller: Champlain Housing Trust

Project: Central Street

41 Central Street, Unit 1
Randolph, VT

Purchase Price: $290,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $51,498
Area Median Income Target: 50%
Program Income Limit: $51,650
Seller: Central Vermont Habitat for Humanity

41 Central Street, Unit 2
Randolph, VT

Purchase Price: $290,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $51,498
Area Median Income Target: 80%
Program Income Limit: $82,640
Seller: Central Vermont Habitat for Humanity

Project: Hill Street

22 Hill Street
Barre, VT

Purchase Price: $264,000
Shared Equity: Yes
MIHDP Affordability Subsidy: $0
State Tax Credit Homebuyer Subsidy: $0
Area Median Income Target: 80%
Program Income Limit: $88,320
Seller: Central Vermont Habitat for Humanity