Expanded income limits and no purchase price limits ensures more Vermonters are eligible for VHFA program benefits:

 

More flexible homeownership and income requirements means more Vermonters are eligible for VHFA program benefits:

  • No first-time homebuyer requirement
  • Statewide income limits and purchase price limits
  • Low down payment
  • Can be paired with VHFA ASSIST down payment assistance loan
  • Lower monthly mortgage insurance payments
  • Save up to $825 on Vermont Property Transfer Tax at closing

Pre-purchase homebuyer education and counseling required prior to loan closing. Primary residence purchase only.