For flood resources, visit More information is also available from VHFA.

Homeowner Assistance Program

The Vermont Homeowner Assistance Program (VHAP) is no longer accepting new applications or additional requests for assistance as of 8/25/23. VHAP will continue to review previously submitted applications and process payments as long as funding remains available. 

If you need a referral to Vermont Legal Aid because you have been served with a notice of foreclosure or received a notice of tax sale, please call 1-800-889-2047 and choose option 2.

VHAP, launched in January 2022, is managed through the Vermont Housing Finance Agency (VHFA). Funded by $50 million from the federal American Rescue Plan Act, VHAP provides grants of up to $40,000 per household. Grants are made directly to service providers towards overdue mortgage payments, utility bills, property taxes, and property association charges to eligible Vermont households impacted by the pandemic.

“This program is about supporting Vermonters. Through VHAP we are keeping people in their homes, stabilizing neighborhoods, and preserving the health of our communities,” said Governor Phil Scott.

Passed as a part of the American Rescue Plan Act, this program was supported by Senator Patrick Leahy (D-Vt.), Senator Bernie Sanders (I-Vt.) and Congressman Peter Welch (D-Vt.). In a joint statement, the Vermont Delegation said: “As foreclosure moratoriums and forbearance agreements end, many Vermonters are facing an uncertain future. These funds will help homeowners harmed by the pandemic get caught up on their bills and move forward.” 

More information is available at The website is available in several languages and includes information about how applicants can access additional assistance. A Vermont Homeowner Assistance Program information hotline will remain open to help applicants with previously submitted applications, from 8 am – 5 pm, Monday through Friday, at 833-221-4208.