On August 13, 2021, VHFA released the draft Homeowner Assistance Fund plan for submission to the U.S. Treasury describing homeowner needs and proposed programs to be offered through the Vermont Homeowner Assistance Program. The plan is based on data pertaining to homeowner needs and input provided by community and state organizations committed to serving low and moderate income Vermont homeowners.

VHFA will hold a 4th public meeting on Thursday, August 19, 2021 to review Vermont's draft Homeowner Assistance Fund (HAF) plan. The meeting will be held via Zoom at noon. Registration is required.

Homelessness has been persistent across United States cities and states. In Vermont, the number of people experiencing homelessness has been rising slightly, even before the COVID-19 pandemic, which nearly doubled that number from 1,110 to over 2,000 at its height.  As a percentage of population, Vermont has the 10th highest rate of homelessness in the country.

Research from the U.S. Government Accountability Office (GAO) found that 3.4 million American borrowers used the federal mortgage forbearance provision during the COVID-19 pandemic. The report suggests that forbearance helped reduce the risk of default and foreclosure to improve housing stability, particularly among the low-income and minority households hit hardest by the pandemic.