The VHAP program portal will close to new applicants on 6/12/23. All applications must be completed and submitted on vermonthap.vhfa.org.

The combined gross annual income for all borrowers and non-borrowing spouses must be below the income limits listed below at the time of closing. To help you estimate whether your household is below the applicable VHFA income limit, please click here for a worksheet.

 

As of June 1, 2022

MOVE and MOVE MCC Limits

Area Income Limits 1‑2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $92,800 $106,500 $345,000 $425,000
Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Washington, Windham, Burlington Census Tract area 4 & 10* $110,000 $125,000 $375,000 $425,000
Chittenden, Grand Isle $107,000 $123,000 $350,000 $425,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/

Advantage Limits

Area Income Limits 1‑2 Persons Income Limits 3+ Persons Purchase Price 1‑2 Unit
All Vermont Counties $125,000 $150,000 $450,000

Standalone MCC Limits

Area Income Limits 1‑2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $92,800 $106,500 $345,000 $425,000
Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Washington, Windham, Burlington Census Tract area 4 & 10* $110,000 $125,000 $375,000 $425,000
Chittenden, Grand Isle $107,000 $123,000 $350,000 $425,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/